a few tips for avoiding scams this open enrollment season

Whether you’re eligible for Medicare, selecting a plan through the Affordable Care Act (ACA), or have private insurance, you have until December 7 (Medicare) or December 15 (ACA) to compare plans and make coverage changes.

But as you’re keeping an eye out for the best options, also keep an eye out for scammers. Here are a few tips for avoiding scams this open enrollment season. Eligible for Medicare? Anyone that tries to sell you Medicare insurance while claiming to be an “official Medicare agent” is a scammer.

There are no Medicare sales representatives. The Medicare prescription drug plan (also known as Part D) is voluntary. Ignore anyone who calls saying you must join their prescription plan or you will lose your Medicare coverage.

Do not give any information over the phone to someone who tells you that you must provide information to keep your coverage.

If you need help with Medicare, call 1-800-MEDICARE or go to Medicare.gov. Looking for coverage under the Affordable Care Act? Only shop for coverage at HealthCare.gov.

People who try to sign you up elsewhere may be scammers. Need free assistance? There are people and groups in your community who can help you find coverage and enroll in a plan — and it’s free! To make sure they are legitimate, use the local help resource at HealthCare.gov Buying private insurance? Make sure insurance is what you’re really getting.

There are many medical discount plans that pretend to be insurance, but they are not. Your state insurance commissioner’s office can tell you if a plan is insurance or not and whether the seller is licensed in your state. Think you’ve spotted a scam? Report it to the FTC. If the scam is Medicare related, report it at Medicare.gov. And share these tips with your friends and family. It just might help them avoid a scam this open season.

by Andrew Johnson Consumer Education Specialist, FTC Open enrollment

Scammers are spoofing the FTC’s Consumer Response Center’s phone number (877-382-4357)

Scammers are using fake caller ID information to trick you into thinking they’re someone who can be trusted. The practice is called caller ID spoofing, and scammers can fake anyone’s phone number.

Today, we got reports that scammers are spoofing the FTC’s Consumer Response Center’s phone number (877-382-4357). But don’t let that stop you from reporting scammers — it’s still safe to call the Consumer Response Center, and it’s also safe to report scammers online. If you’ve submitted a report or request to the FTC’s Consumer Response Center, the FTC might call you for additional information.

But we won’t call you from 877-382-4357. And the FTC will never ask for money or for sensitive information such as your Social Security number, date of birth, or bank account information. Scammers are constantly picking new phone numbers to spoof.

Here are a few tips for staying ahead of scammers and their unexpected calls: If you get a strange call from a government phone number, hang up. If you want to check it out, visit the official (.gov) website for contact information. Don’t give out — or confirm — your personal or financial information to someone who calls.

Don’t wire money or send money using a reloadable card. In fact, never pay someone who calls out of the blue, even if the name or number on the caller ID looks legit. Feeling pressured to act immediately? Hang up. That’s a sure sign of a scam.

If you’ve gotten a call from a scammer, with or without fake caller ID information, report it to the FTC.

by Andrew Johnson
Consumer Education Specialist, FTC


I am Peter Douglas Director Inspection Unit United Nations Inspection Agent in Hartsfield

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Can i trust you
Peter Douglas
13 days agoDetails
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Dear Beneficiary

I am Peter Douglas Director Inspection Unit United Nations Inspection Agent in Hartsfield–Jackson Atlanta International Airport Atlanta GA. We are rounding up for the last Quater of the auditing, all abandom Consignment in US Airports are being transfer to our facilities here for inspection and confiscation. During our investigation, I discovered An abandoned shipment on your name which was transferred to our facility here in Hartsfield–Jackson Atlanta International Airport and when scanned it revealed an undisclosed sum of money in a Metal Trunk Box. The consignment was abandoned because the Content was not properly declared by the consignee as money, rather it was declared as personal effect to avoid diversion by the Diplomatic Agent also the Diplomat inability to pay for Non Inspection Fees.

On my assumption, the boxes will contain more that $6M and the consignment is still left in storage facility till today. The Consignment is a metal box with weight of about 242LBS (Internal dimension: W61 x H156 x D73 (cm). Effective capacity: 680 L.)Approximately.

The details of the consignment including your name the official document from United Nation office in London are tagged on the Metal Trunk box.

I want to use my good office and clear the Consignment and deliver it to you. If you WILL ACCEPT MY CONDITION AND want us to transact the delivery for mutual benefit, you should provide your name, Phone Number and full address, to cross check if it corresponds with the address on the official document including the name of nearest Airport around you and other details. You should send the required details to me for onward delivery.

All communication must be held extremely confidential. I can get everything concluded within 24 to 48 hours upon your acceptance and proceed to your address for delivery. But it must be on the condition that you will give me 30% of the amount contained in the boxes and i must get assurance from you concerning my 30% before i will proceed.

I want us to transact this business and share the money, since the shipper have abandoned it and ran away. I will pay for the Non inspection fee and arrange for the boxes to be moved out of this Airport to your address, Once i am through, i will deploy the services of a secured shipping Company to provide the security it needs to your doorstep. or i can bring it by myself to avoid any more trouble. But i will share it 70% to you and 30% to me. But you have to assure me of my 30%. do respond to me via my Private Email: pppdouglas11@gmail.com if you are interested to conclude this with me.

Looking forward to hear from you

Best Regards,

Peter Douglas

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