Insurance fraud and insurance companies how they behave?
8.7.13
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Pursuant to Article 640 of the Criminal Code, fraud against the insurance fall within these offenses punishable by imprisonment from 6 months to 3 years and fines ranging between 51 to € 1,032.
In the case of frauds and scams with aggravating the sentence of imprisonment of up to 5 years with fines ranging between 309 and 1.549 €. In this regard, especially in times of crisis, the auto insurance fraud are still there and among those who often lose out we honest motorists who respect the rules of the road that are obliged to pay bills more and more salt.
But who are the protagonists of fraud in insurance? Make an accurate sketch would be too general, but most of the time the criminal organizations are the masters. In Italy, the phenomenon has been growing steadily since 2010, as shown by the data ISVAP (Institute for the supervision of private insurance and collective interest): Three years ago the damage reached almost 26.5 million euro. For the record, many times it is impossible to thwart these scams because the evidence are insufficient.
Compared to three years ago, however, in addition to criminal organizations, even private citizens have begun to circumvent the insurance companies and sometimes they can even get away with it. Insurance companies, however, have begun to react for some years, as evidenced by Tua, insurance company belonging to the group Catholic, who began to denounce in the appropriate cases more suspects.
An addition, three years ago it was Tua to give the tone for a social communication campaign against fraud in insurance, through the drafting of the document "The Fraud hurts even to those who do not do it." Objective? To explain to motorists insured and respectful of the rules that the increase in costs on the policy rc car is also due to insurance fraud, the increase in claims for damages that can not be detected by medical tests. The last cases of insurance fraud (the case of Lloyd's SA false) tell us that there is still much work to do to solve the problem.
In the case of frauds and scams with aggravating the sentence of imprisonment of up to 5 years with fines ranging between 309 and 1.549 €. In this regard, especially in times of crisis, the auto insurance fraud are still there and among those who often lose out we honest motorists who respect the rules of the road that are obliged to pay bills more and more salt.
But who are the protagonists of fraud in insurance? Make an accurate sketch would be too general, but most of the time the criminal organizations are the masters. In Italy, the phenomenon has been growing steadily since 2010, as shown by the data ISVAP (Institute for the supervision of private insurance and collective interest): Three years ago the damage reached almost 26.5 million euro. For the record, many times it is impossible to thwart these scams because the evidence are insufficient.
Compared to three years ago, however, in addition to criminal organizations, even private citizens have begun to circumvent the insurance companies and sometimes they can even get away with it. Insurance companies, however, have begun to react for some years, as evidenced by Tua, insurance company belonging to the group Catholic, who began to denounce in the appropriate cases more suspects.
An addition, three years ago it was Tua to give the tone for a social communication campaign against fraud in insurance, through the drafting of the document "The Fraud hurts even to those who do not do it." Objective? To explain to motorists insured and respectful of the rules that the increase in costs on the policy rc car is also due to insurance fraud, the increase in claims for damages that can not be detected by medical tests. The last cases of insurance fraud (the case of Lloyd's SA false) tell us that there is still much work to do to solve the problem.